Accident Insurance
If You Have An Accident
- If anyone is injured, call 911; you may also need to contact the police if the others involved won't cooperate.
- Collect information from the other driver(s), including insurance information, license numbers, the vehicle makes and models, phone numbers, addresses, and names.
- Collect information from any passengers or witnesses.
- Inspect the damage done to both vehicles and take pictures of the accident scene.
- Do not admit fault, and do not discuss the accident with anyone besides the police and your insurance provider.
- Notify your insurance provider.
WHAT INFORMATION SHOULD YOU GATHER AFTER AN ACCIDENT?
- When and where the accident occurred.
- How fast each vehicle was going.
- Identifying information from the other driver(s), including their name, address, phone number, license number, and birthdate.
- Insurance information from the other driver(s).
- Pictures of the accident scene, are supported by a detailed description of the accident.
- Pictures of the other car’s license plate and registration, plus ones of the other driver’s license and insurance information.
- The road and weather conditions at the time of the accident.
- Which direction each vehicle was driving.
- Information about the vehicle, including the license plate number, make and model, and registration information.
- Information from any witnesses.
If the police made an accident report, then you’ll need the case number and name of the department.