Homeowners Insurance Integrity

Your property is a large investment therefore, it is imperative to take care of it. We know that your house is also filled with emotional connections you’d like to keep. Protect your assets and get the chance to rebuild after disasters. Go through the best homeowners insurance policies available in San Marcos, TX, and find the perfect match.

House insurance is usually divided into two main sections. Most property owners need this type of insurance because it is often required to get a mortgage loan approved.

These sections include:

• Section I: covers the property
  
• Section II: covers personal liability

The first step is to determine the type and amount of insurance you need. The amount of coverage should be equal to 100% of its replacement cost and ideally no less than 80%. If it is less, any claim payment from the insurance company will be less than the full cost to replace your house. If you are in this situation, you’ll have to pay the difference out of your own pocket.
Additionally, you should decide what endorsements to add. Whether you want to get a personal property replacement cost endorsement or one that covers your jewelry and important items, you should let us know so that we can find the best solution for you. Looking for homeowners insurance in San Marcos, TX, doesn’t have to be a nightmare! Reach out to us today.