Property Damage Insurance
Steps to Filing a Property Damage Claim
STEPS TO FILING A PROPERTY DAMAGE CLAIM
- File a police report if there was any illegal activity involved. Don’t use 911 unless there’s a crime actively in progress; instead, contact the police through their non-emergency line.
- Take pictures of the damage.
- Collect contact information from any witnesses, if applicable.
- Contact your insurance company to file a claim.
- Make small, temporary repairs to make sure that the damage doesn’t get any worse.
- Meet with your home insurance adjuster and walk them through the property.
- Review the settlement offer your insurance adjuster provides you with. If the offer doesn’t cover the repairs fully, then you can ask your adjuster to review the claim again.
Officially receive money from your claim and schedule the repairs.
