| DID YOU KNOW |  |
| Did you know you can increase your children’s visibility (and safety) at night? | |
| Add some reflective tape to their bicycles, jackets, helmets, Halloween costumes, and skateboards. It’s simple and cheap, and they’ll be spotted more easily by drivers. | |
Your homeowners policy may not cover certain types of valuables. Here's what you can do to stay covered.
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
Separate structures on your property may have to be insured separately.